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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,778 | $124,980-89.0% | $108,359-87.3% | $154,746-91.1% |
| Participation rate | 85.7% | 75.2%+10.5pp | 70.1%+15.6pp | 80.7%+5.0pp |
| Annual return | 1.64% | 45.00%-43.4pp | 36.89%-35.3pp | 172.34%-170.7pp |
| Employer contribution / active EE | $2,722 | $2,851-4.5% | $2,399+13.4% | $4,379-37.9% |
| Participant deferral / active EE | $3,473 | $4,743-26.8% | $4,137-16.0% | $6,730-48.4% |
| Admin fee / account holder | $1,389 | $11,502-87.9% | $9,741-85.7% | $14,365-90.3% |