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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,188 | $77,492-81.7% | $100,398-85.9% | $80,911-82.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.6%+32.4pp |
| Annual return | 88.19% | 37.23%+51.0pp | 49.32%+38.9pp | 35.63%+52.6pp |
| Employer contribution / active EE | $2,979 | $2,800+6.4% | $3,946-24.5% | $2,756+8.1% |
| Participant deferral / active EE | $5,959 | $6,817-12.6% | $8,084-26.3% | $4,297+38.7% |
| Admin fee / account holder | $1,564 | $5,892-73.5% | $7,893-80.2% | $6,935-77.4% |