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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,249 | $175,257-89.0% | $149,717-87.1% | $139,456-86.2% |
| Participation rate | 44.4% | 83.4%-38.9pp | 78.8%-34.3pp | 80.3%-35.9pp |
| Annual return | 16.34% | 166.70%-150.4pp | 134.41%-118.1pp | 373.45%-357.1pp |
| Employer contribution / active EE | $3,305 | $5,477-39.7% | $4,820-31.4% | $4,753-30.5% |
| Participant deferral / active EE | $4,131 | $6,521-36.6% | $5,682-27.3% | $6,711-38.4% |
| Admin fee / account holder | $1,178 | $16,156-92.7% | $13,213-91.1% | $11,407-89.7% |