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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,593 | $154,754-87.3% | $124,206-84.2% | $138,895-85.9% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 19.57% | 709.28%-689.7pp | 515.27%-495.7pp | 145.39%-125.8pp |
| Employer contribution / active EE | $2,254 | $4,446-49.3% | $3,540-36.3% | $4,194-46.3% |
| Participant deferral / active EE | $3,129 | $4,621-32.3% | $3,968-21.1% | $6,396-51.1% |
| Admin fee / account holder | $597 | $6,690-91.1% | $5,929-89.9% | $12,562-95.2% |