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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,662 | $159,978-95.2% | $147,041-94.8% | $145,978-94.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.65% | 98.36%-83.7pp | 419.21%-404.6pp | 550.52%-535.9pp |
| Employer contribution / active EE | $1,727 | $5,288-67.3% | $4,935-65.0% | $4,662-63.0% |
| Participant deferral / active EE | $11,920 | $8,429+41.4% | $8,071+47.7% | $6,690+78.2% |
| Admin fee / account holder | $19,011 | $15,053+26.3% | $13,006+46.2% | $13,400+41.9% |