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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,308 | $80,992-78.6% | $96,534-82.1% | $75,173-77.0% |
| Participation rate | 76.9% | 71.8%+5.1pp | 76.0%+0.9pp | 67.2%+9.7pp |
| Annual return | 13.85% | 27.05%-13.2pp | 25.88%-12.0pp | 160.72%-146.9pp |
| Employer contribution / active EE | $1,481 | $2,283-35.1% | $2,965-50.0% | $2,671-44.5% |
| Participant deferral / active EE | $1,856 | $3,929-52.8% | $4,851-61.7% | $4,126-55.0% |
| Admin fee / account holder | $1,771 | $6,717-73.6% | $8,253-78.5% | $5,651-68.7% |