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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,534 | $156,398+4.6% | $147,318+11.0% | $138,895+17.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.14% | 78.75%-71.6pp | 70.43%-63.3pp | 145.39%-138.3pp |
| Employer contribution / active EE | $0 | $4,853-100.0% | $4,593-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $15,729 | $8,237+90.9% | $7,906+98.9% | $6,396+145.9% |
| Admin fee / account holder | $1,742 | $14,976-88.4% | $13,708-87.3% | $12,562-86.1% |