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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,166 | $210,343-94.7% | $153,476-92.7% | $145,978-92.4% |
| Participation rate | 81.8% | 82.1%-0.3pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 11.50% | 13.38%-1.9pp | 15.66%-4.2pp | 550.52%-539.0pp |
| Employer contribution / active EE | $4,739 | $6,047-21.6% | $5,038-5.9% | $4,662+1.7% |
| Participant deferral / active EE | $4,553 | $7,977-42.9% | $6,759-32.6% | $6,690-31.9% |
| Admin fee / account holder | $4,095 | $19,424-78.9% | $12,729-67.8% | $13,400-69.4% |