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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,330 | $160,040-93.5% | $147,096-93.0% | $145,877-92.9% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 29.18% | 98.49%-69.3pp | 419.75%-390.6pp | 551.28%-522.1pp |
| Employer contribution / active EE | $2,701 | $5,289-48.9% | $4,936-45.3% | $4,663-42.1% |
| Participant deferral / active EE | $5,244 | $8,429-37.8% | $8,071-35.0% | $6,691-21.6% |
| Admin fee / account holder | $521 | $15,050-96.5% | $13,005-96.0% | $13,402-96.1% |