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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,812 | $156,398-59.8% | $147,318-57.4% | $138,895-54.8% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 67.51% | 78.75%-11.2pp | 70.43%-2.9pp | 145.39%-77.9pp |
| Employer contribution / active EE | $6,411 | $4,853+32.1% | $4,593+39.6% | $4,194+52.9% |
| Participant deferral / active EE | $13,575 | $8,237+64.8% | $7,906+71.7% | $6,396+112.2% |
| Admin fee / account holder | $6,923 | $14,976-53.8% | $13,708-49.5% | $12,562-44.9% |