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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,699 | $167,352+9.2% | $143,788+27.1% | $134,509+35.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.83% | 0.47%-15.3pp | -0.03%-14.8pp | 418.13%-433.0pp |
| Employer contribution / active EE | $603 | $5,620-89.3% | $4,952-87.8% | $4,741-87.3% |
| Participant deferral / active EE | $5,741 | $6,447-11.0% | $5,638+1.8% | $6,400-10.3% |
| Admin fee / account holder | $16,572 | $18,091-8.4% | $14,675+12.9% | $11,427+45.0% |