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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,098 | $185,856-81.1% | $170,028-79.4% | $139,456-74.8% |
| Participation rate | 87.5% | 87.8%-0.3pp | 87.0%+0.5pp | 80.3%+7.2pp |
| Annual return | 25.11% | 60.52%-35.4pp | 53.39%-28.3pp | 373.45%-348.3pp |
| Employer contribution / active EE | $3,149 | $7,593-58.5% | $6,788-53.6% | $4,753-33.7% |
| Participant deferral / active EE | $6,945 | $11,623-40.2% | $10,409-33.3% | $6,711+3.5% |
| Admin fee / account holder | $550 | $15,387-96.4% | $12,820-95.7% | $11,407-95.2% |