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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,282 | $118,467-74.4% | $98,450-69.2% | $139,456-78.3% |
| Participation rate | 92.3% | 77.5%+14.9pp | 75.2%+17.1pp | 80.3%+12.0pp |
| Annual return | 26.56% | 18.95%+7.6pp | 21.16%+5.4pp | 373.45%-346.9pp |
| Employer contribution / active EE | $2,340 | $3,611-35.2% | $3,049-23.2% | $4,753-50.8% |
| Participant deferral / active EE | $3,982 | $5,393-26.2% | $4,739-16.0% | $6,711-40.7% |
| Admin fee / account holder | $822 | $14,057-94.2% | $8,961-90.8% | $11,407-92.8% |