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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $802 | $76,634-99.0% | $56,054-98.6% | $145,978-99.5% |
| Participation rate | 72.2% | 63.2%+9.0pp | 52.5%+19.7pp | 80.3%-8.1pp |
| Annual return | 14.06% | 3004.33%-2990.3pp | 1705.95%-1691.9pp | 550.52%-536.5pp |
| Employer contribution / active EE | $515 | $1,380-62.7% | $1,039-50.5% | $4,662-89.0% |
| Participant deferral / active EE | $529 | $2,622-79.8% | $1,952-72.9% | $6,690-92.1% |
| Admin fee / account holder | $675 | $3,321-79.7% | $2,822-76.1% | $13,400-95.0% |