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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,611 | $211,105-89.8% | $178,449-87.9% | $145,978-85.2% |
| Participation rate | 20.0% | 80.8%-60.8pp | 77.1%-57.1pp | 80.3%-60.3pp |
| Annual return | 28.29% | 30.19%-1.9pp | 27.09%+1.2pp | 550.52%-522.2pp |
| Employer contribution / active EE | $697 | $4,569-84.8% | $3,951-82.4% | $4,662-85.1% |
| Participant deferral / active EE | $1,815 | $6,959-73.9% | $6,277-71.1% | $6,690-72.9% |
| Admin fee / account holder | $31 | $12,017-99.7% | $10,362-99.7% | $13,400-99.8% |