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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,670 | $149,040-43.9% | $120,225-30.4% | $137,256-39.0% |
| Participation rate | 62.5% | 75.4%-12.9pp | 69.6%-7.1pp | 80.0%-17.5pp |
| Annual return | 18.58% | 605.68%-587.1pp | 439.23%-420.6pp | 220.34%-201.8pp |
| Employer contribution / active EE | $1,209 | $4,350-72.2% | $3,475-65.2% | $4,156-70.9% |
| Participant deferral / active EE | $1,326 | $4,655-71.5% | $3,999-66.8% | $6,407-79.3% |
| Admin fee / account holder | $683 | $6,348-89.2% | $5,696-88.0% | $12,270-94.4% |