Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,415 | $59,834-72.6% | $79,576-79.4% | $68,495-76.0% |
| Participation rate | 38.2% | 61.1%-22.9pp | 69.5%-31.3pp | 67.9%-29.7pp |
| Annual return | -18.69% | -12.30%-6.4pp | 0.15%-18.8pp | -7.84%-10.9pp |
| Employer contribution / active EE | $1,776 | $1,505+18.0% | $2,413-26.4% | $2,596-31.6% |
| Participant deferral / active EE | $2,447 | $3,024-19.1% | $3,985-38.6% | $4,028-39.2% |
| Admin fee / account holder | $2,131 | $4,835-55.9% | $6,834-68.8% | $5,403-60.6% |