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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,500 | $174,379-55.6% | $152,093-49.0% | $138,895-44.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 28.07% | 74.86%-46.8pp | 66.36%-38.3pp | 145.39%-117.3pp |
| Employer contribution / active EE | $27,290 | $4,652+486.6% | $4,175+553.7% | $4,194+550.7% |
| Participant deferral / active EE | $8,776 | $6,159+42.5% | $5,451+61.0% | $6,396+37.2% |
| Admin fee / account holder | $635 | $16,880-96.2% | $14,497-95.6% | $12,562-94.9% |