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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,531 | $96,691-97.4% | $86,656-97.1% | $139,487-98.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 16.73% | 106.87%-90.1pp | 593.09%-576.4pp | 373.84%-357.1pp |
| Employer contribution / active EE | $1,225 | $3,267-62.5% | $3,025-59.5% | $4,755-74.2% |
| Participant deferral / active EE | $1,870 | $4,838-61.3% | $4,439-57.9% | $6,713-72.1% |
| Admin fee / account holder | $409 | $6,414-93.6% | $5,619-92.7% | $11,407-96.4% |