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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,024 | $51,202-96.0% | $70,548-97.1% | $75,181-97.3% |
| Participation rate | 61.4% | 61.0%+0.5pp | 68.3%-6.9pp | 67.2%-5.8pp |
| Annual return | 0.00% | 30.05%-30.1pp | 32.78%-32.8pp | 160.69%-160.7pp |
| Employer contribution / active EE | $684 | $1,827-62.5% | $2,975-77.0% | $2,671-74.4% |
| Participant deferral / active EE | $1,371 | $2,850-51.9% | $4,567-70.0% | $4,126-66.8% |
| Admin fee / account holder | $147 | $4,094-96.4% | $6,424-97.7% | $5,650-97.4% |