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| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY WORKPLACE SERVICES LLC Service code 14 · EIN 04-3532603 | Plan Administrator | $50,158 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $37,274 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,134 | $93,010-28.9% | $96,520-31.5% | $74,440-11.2% |
| Participation rate | 89.0% | 71.6%+17.5pp | 74.3%+14.7pp | 70.7%+18.3pp |
| Annual return | 7.48% | 37.50%-30.0pp | 35.72%-28.2pp | 34.37%-26.9pp |
| Employer contribution / active EE | $976 | $3,427-71.5% | $3,739-73.9% | $2,638-63.0% |
| Participant deferral / active EE | $4,579 | $3,971+15.3% | $4,879-6.1% | $4,529+1.1% |
| Admin fee / account holder | $298 | $633-53.0% | $6,733-95.6% | $348-14.3% |