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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,247 | $136,860+79.2% | $120,344+103.8% | $154,746+58.5% |
| Participation rate | 50.0% | 79.9%-29.9pp | 76.7%-26.7pp | 80.7%-30.7pp |
| Annual return | 20.64% | 21.38%-0.7pp | 20.30%+0.3pp | 172.34%-151.7pp |
| Employer contribution / active EE | $12,952 | $3,533+266.6% | $3,020+328.8% | $4,379+195.8% |
| Participant deferral / active EE | $11,804 | $5,793+103.8% | $5,135+129.9% | $6,730+75.4% |
| Admin fee / account holder | $604 | $15,393-96.1% | $12,742-95.3% | $14,365-95.8% |