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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,340 | $202,440-47.5% | $169,390-37.2% | $139,466-23.8% |
| Participation rate | 71.4% | 81.1%-9.7pp | 77.2%-5.7pp | 80.3%-8.9pp |
| Annual return | 20.97% | 532.36%-511.4pp | 406.07%-385.1pp | 373.66%-352.7pp |
| Employer contribution / active EE | $4,798 | $4,693+2.2% | $4,013+19.6% | $4,754+0.9% |
| Participant deferral / active EE | $12,149 | $6,940+75.0% | $6,222+95.2% | $6,712+81.0% |
| Admin fee / account holder | $3,058 | $10,722-71.5% | $9,015-66.1% | $11,409-73.2% |