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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,549 | $190,916-53.6% | $160,037-44.7% | $134,545-34.2% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.0%+9.5pp | 81.2%+6.3pp |
| Annual return | -19.77% | 552.79%-572.6pp | 408.95%-428.7pp | 418.37%-438.1pp |
| Employer contribution / active EE | $8,325 | $4,996+66.7% | $4,226+97.0% | $4,742+75.6% |
| Participant deferral / active EE | $17,441 | $6,925+151.9% | $6,184+182.0% | $6,401+172.5% |
| Admin fee / account holder | $6,258 | $10,497-40.4% | $8,716-28.2% | $11,431-45.2% |