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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,685 | $100,194-41.4% | $122,979-52.3% | $86,983-32.5% |
| Participation rate | 62.0% | 73.0%-11.0pp | 77.2%-15.2pp | 69.5%-7.6pp |
| Annual return | 33.99% | 16.47%+17.5pp | 20.12%+13.9pp | 25.83%+8.2pp |
| Employer contribution / active EE | $1,476 | $2,326-36.5% | $3,062-51.8% | $2,584-42.9% |
| Participant deferral / active EE | $3,638 | $4,133-12.0% | $5,003-27.3% | $4,194-13.2% |
| Admin fee / account holder | $2,757 | $10,148-72.8% | $12,864-78.6% | $7,856-64.9% |