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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,500 | $86,940+0.6% | $102,434-14.6% | $80,935+8.1% |
| Participation rate | 58.6% | 72.4%-13.8pp | 76.5%-17.9pp | 67.7%-9.0pp |
| Annual return | 15.79% | 18.89%-3.1pp | 29.46%-13.7pp | 35.66%-19.9pp |
| Employer contribution / active EE | $1,664 | $2,370-29.8% | $3,023-45.0% | $2,757-39.6% |
| Participant deferral / active EE | $4,952 | $4,121+20.2% | $5,055-2.0% | $4,299+15.2% |
| Admin fee / account holder | $93,368 | $8,047+1060.3% | $9,462+886.8% | $6,924+1248.4% |