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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,790 | $93,598+18.4% | $135,974-18.5% | $75,173+47.4% |
| Participation rate | 97.1% | 75.2%+21.9pp | 81.9%+15.1pp | 67.2%+29.9pp |
| Annual return | 19.76% | 30.89%-11.1pp | 68.30%-48.5pp | 160.72%-141.0pp |
| Employer contribution / active EE | $2,745 | $3,538-22.4% | $4,859-43.5% | $2,671+2.8% |
| Participant deferral / active EE | $7,873 | $6,405+22.9% | $7,760+1.5% | $4,126+90.8% |
| Admin fee / account holder | $7,584 | $6,978+8.7% | $10,767-29.6% | $5,651+34.2% |