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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,789 | $82,678+12.2% | $125,391-26.0% | $68,490+35.5% |
| Participation rate | 96.8% | 75.1%+21.7pp | 82.4%+14.4pp | 67.9%+28.9pp |
| Annual return | 0.00% | -5.97%+6.0pp | 572.41%-572.4pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,118 | $3,382-37.4% | $4,816-56.0% | $2,597-18.4% |
| Participant deferral / active EE | $6,041 | $6,111-1.2% | $7,448-18.9% | $4,028+50.0% |
| Admin fee / account holder | $308 | $6,277-95.1% | $10,009-96.9% | $5,403-94.3% |