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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,585,467 | $167,362+847.3% | $143,799+1002.6% | $134,532+1078.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 0.00% | 0.47%-0.5pp | -0.04%0pp | 418.27%-418.3pp |
| Employer contribution / active EE | $12,289 | $5,620+118.6% | $4,952+148.2% | $4,741+159.2% |
| Participant deferral / active EE | $14,475 | $6,447+124.5% | $5,638+156.7% | $6,401+126.1% |
| Admin fee / account holder | $4,635 | $18,094-74.4% | $14,677-68.4% | $11,429-59.4% |