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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,936 | $148,623-90.6% | $135,974-89.8% | $139,466-90.0% |
| Participation rate | 92.9% | 83.9%+9.0pp | 81.9%+10.9pp | 80.3%+12.5pp |
| Annual return | 40.53% | 79.30%-38.8pp | 68.30%-27.8pp | 373.66%-333.1pp |
| Employer contribution / active EE | $5,713 | $5,246+8.9% | $4,859+17.6% | $4,754+20.2% |
| Participant deferral / active EE | $9,472 | $8,103+16.9% | $7,760+22.1% | $6,712+41.1% |
| Admin fee / account holder | $2,868 | $12,406-76.9% | $10,767-73.4% | $11,409-74.9% |