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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,405 | $138,102-93.9% | $125,381-93.3% | $134,532-93.8% |
| Participation rate | 77.8% | 84.5%-6.7pp | 82.4%-4.6pp | 81.2%-3.5pp |
| Annual return | 0.00% | 750.73%-750.7pp | 572.31%-572.3pp | 418.27%-418.3pp |
| Employer contribution / active EE | $2,923 | $5,245-44.3% | $4,815-39.3% | $4,741-38.4% |
| Participant deferral / active EE | $5,415 | $7,801-30.6% | $7,448-27.3% | $6,401-15.4% |
| Admin fee / account holder | $779 | $11,568-93.3% | $10,007-92.2% | $11,429-93.2% |