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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,486 | $183,592-96.5% | $155,574-95.8% | $145,877-95.6% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 19.35% | 61.37%-42.0pp | 64.87%-45.5pp | 551.28%-531.9pp |
| Employer contribution / active EE | $1,943 | $5,317-63.5% | $4,676-58.5% | $4,663-58.3% |
| Participant deferral / active EE | $4,651 | $6,466-28.1% | $5,629-17.4% | $6,691-30.5% |
| Admin fee / account holder | $487 | $19,316-97.5% | $15,914-96.9% | $13,402-96.4% |