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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,437 | $175,259-98.0% | $149,723-97.7% | $139,487-97.5% |
| Participation rate | 55.0% | 83.4%-28.4pp | 78.8%-23.8pp | 80.3%-25.3pp |
| Annual return | 118.96% | 166.82%-47.9pp | 134.50%-15.5pp | 373.84%-254.9pp |
| Employer contribution / active EE | $1,112 | $5,478-79.7% | $4,821-76.9% | $4,755-76.6% |
| Participant deferral / active EE | $2,289 | $6,522-64.9% | $5,682-59.7% | $6,713-65.9% |
| Admin fee / account holder | $203 | $16,158-98.7% | $13,215-98.5% | $11,407-98.2% |