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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,182 | $86,050-89.3% | $189,758-95.2% | $94,015-90.2% |
| Participation rate | 88.5% | 68.9%+19.6pp | 79.8%+8.7pp | 70.8%+17.6pp |
| Annual return | 26.20% | 17.77%+8.4pp | 52.62%-26.4pp | 17.84%+8.4pp |
| Employer contribution / active EE | $2,301 | $2,819-18.4% | $4,767-51.7% | $2,790-17.5% |
| Participant deferral / active EE | $4,687 | $3,349+40.0% | $5,856-20.0% | $4,249+10.3% |
| Admin fee / account holder | $516 | $6,627-92.2% | $20,388-97.5% | $8,951-94.2% |