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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,135 | $107,733-98.0% | $92,985-97.7% | $154,746-98.6% |
| Participation rate | 80.0% | 74.6%+5.4pp | 69.5%+10.5pp | 80.7%-0.7pp |
| Annual return | 15.98% | 30.39%-14.4pp | 27.99%-12.0pp | 172.34%-156.4pp |
| Employer contribution / active EE | $599 | $3,126-80.8% | $2,662-77.5% | $4,379-86.3% |
| Participant deferral / active EE | $2,088 | $5,053-58.7% | $4,377-52.3% | $6,730-69.0% |
| Admin fee / account holder | $325 | $11,369-97.1% | $9,463-96.6% | $14,365-97.7% |