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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,801 | $90,614-98.0% | $76,089-97.6% | $145,877-98.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 10.29% | 623.80%-613.5pp | 360.94%-350.6pp | 551.28%-541.0pp |
| Employer contribution / active EE | $904 | $3,324-72.8% | $2,690-66.4% | $4,663-80.6% |
| Participant deferral / active EE | $2,032 | $5,168-60.7% | $4,259-52.3% | $6,691-69.6% |
| Admin fee / account holder | $557 | $8,376-93.4% | $6,418-91.3% | $13,402-95.8% |