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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,801 | $90,530-98.0% | $76,030-97.6% | $145,897-98.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 10.29% | 625.08%-614.8pp | 361.54%-351.2pp | 552.29%-542.0pp |
| Employer contribution / active EE | $904 | $3,319-72.8% | $2,688-66.4% | $4,663-80.6% |
| Participant deferral / active EE | $2,032 | $5,164-60.7% | $4,257-52.3% | $6,689-69.6% |
| Admin fee / account holder | $557 | $8,383-93.4% | $6,421-91.3% | $13,390-95.8% |