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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,693 | $185,905+100.5% | $170,057+119.2% | $139,487+167.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 9.05% | 60.56%-51.5pp | 53.42%-44.4pp | 373.84%-364.8pp |
| Employer contribution / active EE | $4,965 | $7,597-34.7% | $6,790-26.9% | $4,755+4.4% |
| Participant deferral / active EE | $17,906 | $11,627+54.0% | $10,411+72.0% | $6,713+166.8% |
| Admin fee / account holder | $22,715 | $15,397+47.5% | $12,826+77.1% | $11,407+99.1% |