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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,598 | $209,888+97.1% | $189,545+118.2% | $167,553+146.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | -1.83% | 748.66%-750.5pp | 555.36%-557.2pp | 478.89%-480.7pp |
| Employer contribution / active EE | $5,078 | $6,915-26.6% | $6,162-17.6% | $4,840+4.9% |
| Participant deferral / active EE | $15,225 | $8,934+70.4% | $8,220+85.2% | $6,343+140.0% |
| Admin fee / account holder | $0 | $14,300-100.0% | $12,049-100.0% | $12,316-100.0% |