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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,356 | $102,609-82.1% | $98,090-81.3% | $138,895-86.8% |
| Participation rate | 81.3% | 82.8%-1.5pp | 81.5%-0.3pp | 79.9%+1.3pp |
| Annual return | 11.89% | 36.44%-24.5pp | 37.05%-25.2pp | 145.39%-133.5pp |
| Employer contribution / active EE | $2,006 | $3,867-48.1% | $3,606-44.4% | $4,194-52.2% |
| Participant deferral / active EE | $11,787 | $8,167+44.3% | $7,845+50.3% | $6,396+84.3% |
| Admin fee / account holder | $7,231 | $11,434-36.8% | $11,815-38.8% | $12,562-42.4% |