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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,468 | $77,574-34.9% | $108,753-53.6% | $86,983-42.0% |
| Participation rate | 22.2% | 62.3%-40.1pp | 71.1%-48.9pp | 69.5%-47.3pp |
| Annual return | 15.22% | 18.42%-3.2pp | 37.47%-22.2pp | 25.83%-10.6pp |
| Employer contribution / active EE | $1,756 | $1,611+9.0% | $2,427-27.6% | $2,584-32.1% |
| Participant deferral / active EE | $1,631 | $3,128-47.9% | $4,115-60.4% | $4,194-61.1% |
| Admin fee / account holder | $10,231 | $6,529+56.7% | $10,320-0.9% | $7,856+30.2% |