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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,307 | $71,215-29.4% | $93,696-46.3% | $80,935-37.8% |
| Participation rate | 21.7% | 60.4%-38.7pp | 68.7%-47.1pp | 67.7%-46.0pp |
| Annual return | 11.98% | 11.27%+0.7pp | 133.74%-121.8pp | 35.66%-23.7pp |
| Employer contribution / active EE | $1,138 | $1,565-27.3% | $2,422-53.0% | $2,757-58.7% |
| Participant deferral / active EE | $1,508 | $4,037-62.6% | $4,417-65.8% | $4,299-64.9% |
| Admin fee / account holder | $7,145 | $6,958+2.7% | $8,287-13.8% | $6,924+3.2% |