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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,144 | $90,614-96.5% | $76,089-95.9% | $145,877-97.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 12.82% | 623.80%-611.0pp | 360.94%-348.1pp | 551.28%-538.5pp |
| Employer contribution / active EE | $1,192 | $3,324-64.1% | $2,690-55.7% | $4,663-74.4% |
| Participant deferral / active EE | $3,479 | $5,168-32.7% | $4,259-18.3% | $6,691-48.0% |
| Admin fee / account holder | $733 | $8,376-91.3% | $6,418-88.6% | $13,402-94.5% |