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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,916 | $93,589-80.9% | $135,942-86.8% | $75,181-76.2% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | 0.00% | 30.90%-30.9pp | 68.28%-68.3pp | 160.69%-160.7pp |
| Employer contribution / active EE | $3,000 | $3,537-15.2% | $4,858-38.2% | $2,671+12.3% |
| Participant deferral / active EE | $5,985 | $6,405-6.6% | $7,759-22.9% | $4,126+45.1% |
| Admin fee / account holder | $1,149 | $6,977-83.5% | $10,764-89.3% | $5,650-79.7% |