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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,555 | $54,239-62.1% | $70,098-70.7% | $68,495-70.0% |
| Participation rate | 83.8% | 64.5%+19.3pp | 70.5%+13.3pp | 67.9%+15.9pp |
| Annual return | 0.00% | -13.87%+13.9pp | 190.76%-190.8pp | -7.84%+7.8pp |
| Employer contribution / active EE | $8 | $2,019-99.6% | $2,560-99.7% | $2,596-99.7% |
| Participant deferral / active EE | $5,825 | $2,957+97.0% | $3,849+51.3% | $4,028+44.6% |
| Admin fee / account holder | $1,629 | $4,691-65.3% | $6,266-74.0% | $5,403-69.8% |