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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,512 | $211,105-74.7% | $178,449-70.0% | $145,978-63.3% |
| Participation rate | 80.0% | 80.8%-0.8pp | 77.1%+2.9pp | 80.3%-0.3pp |
| Annual return | 26.02% | 30.19%-4.2pp | 27.09%-1.1pp | 550.52%-524.5pp |
| Employer contribution / active EE | $10,704 | $4,569+134.3% | $3,951+170.9% | $4,662+129.6% |
| Participant deferral / active EE | $19,751 | $6,959+183.8% | $6,277+214.7% | $6,690+195.3% |
| Admin fee / account holder | $1,250 | $12,017-89.6% | $10,362-87.9% | $13,400-90.7% |