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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,468 | $108,922-48.2% | $100,398-43.8% | $145,978-61.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.13% | 58.04%-42.9pp | 49.32%-34.2pp | 550.52%-535.4pp |
| Employer contribution / active EE | $0 | $4,426-100.0% | $3,946-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,552 | $8,450-46.1% | $8,084-43.7% | $6,690-31.9% |
| Admin fee / account holder | $538 | $9,680-94.4% | $7,893-93.2% | $13,400-96.0% |