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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,402 | $70,666-76.8% | $169,385-90.3% | $75,181-78.2% |
| Participation rate | 76.1% | 64.8%+11.3pp | 77.2%-1.1pp | 67.2%+8.9pp |
| Annual return | 38.31% | 36.37%+1.9pp | 405.82%-367.5pp | 160.69%-122.4pp |
| Employer contribution / active EE | $0 | $2,210-100.0% | $4,012-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,952 | $4,308+61.4% | $6,221+11.8% | $4,126+68.5% |
| Admin fee / account holder | $3,471 | $5,402-35.7% | $9,011-61.5% | $5,650-38.6% |