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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,390 | $166,131-90.1% | $164,975-90.1% | $145,877-88.8% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.6%+12.3pp | 80.3%+10.6pp |
| Annual return | 7.73% | 100.37%-92.6pp | 70.12%-62.4pp | 551.28%-543.6pp |
| Employer contribution / active EE | $1,826 | $5,276-65.4% | $4,343-58.0% | $4,663-60.8% |
| Participant deferral / active EE | $2,424 | $6,962-65.2% | $6,033-59.8% | $6,691-63.8% |
| Admin fee / account holder | $17,214 | $16,648+3.4% | $12,688+35.7% | $13,402+28.4% |