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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,499 | $148,582-64.0% | $135,942-60.6% | $139,456-61.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.55% | 79.26%-59.7pp | 68.28%-48.7pp | 373.45%-353.9pp |
| Employer contribution / active EE | $12,665 | $5,245+141.5% | $4,858+160.7% | $4,753+166.5% |
| Participant deferral / active EE | $16,833 | $8,101+107.8% | $7,759+117.0% | $6,711+150.8% |
| Admin fee / account holder | $345 | $12,402-97.2% | $10,764-96.8% | $11,407-97.0% |